Laxmi India Finance Ltd. IPO

Laxmi India Finance IPO is a book-built issue worth ₹254.26 crore. The offering includes a fresh issue of 1.05 crore shares amounting to â‚ ...  
The allotment of shares is likely to be finalised on August 1, 2025. The company is expected to be listed on both BSE and NSE, with the tentative listing date set as August 5, 2025. The price band for the IPO is fixed between ₹150 and ₹158 per share.  
Retail investors can apply for a minimum lot of 94 shares, requiring an investment of ₹14,100. For small non-institutional investors (sNII), the lot size is 14 (1,316 shares) with an investment of ₹2,07,928, while for big non-institutional investors (bNII), the lot size is 68 (6,392 shares), requiring ₹10,09,936.  
PL Capital Markets Private Limited is managing the book-building process, and MUFG Intime India Private Limited is acting as the registrar. Detailed information is available in the IPO’s RHP.

 

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Min Investment
₹14,852 / 94 shares
Price Range
₹150 - ₹158
Premium GMP%
18 (12%)
Listing Gain
0%
Total Issue Size
₹254.26 Cr
Fresh Issue
₹165.17 Cr
Offer For Sale
₹89.09 Cr
Listing At
NSE & BSE
Retail Quota
35%
Qib + Nii Quota
50% + 15%
Face Value
5
Subscription
-
Check Live Subscription

IPO Timeline

  • 29 Jul 2025
    Bidding Starts
  • 31 Jul 2025
    Bidding Ends
  • 01 Aug 2025
    Allotment Finalization
  • 04 Aug 2025
    Refund Date
  • 04 Aug 2025
    Demat Date
  • 05 Aug 2025
    Listing Date
Check Allotment Status

Laxmi India Finance Ltd. IPO Financial Result in crore

Year Asset Revenue Profit
Mar 2023 778.71 Cr 130.67 Cr 15.97 Cr
Mar 2024 984.85 Cr 175.02 Cr 22.47 Cr
Mar 2025 1,412.52 Cr 248.04 Cr 36.01 Cr
DRHP DRAFT

About Laxmi India Finance Ltd. IPO

About Laxmi India Finance


Laxmi India Finance (LIFC ...

Strengths

  • Extensive branch network across semi-urban and rural regions.
  • Diverse loan portfolio catering to MSMEs, vehicles, and construction sectors.
  • Focus on financial inclusion aligns with government initiatives.
  • A significant portion of loans qualify as Priority Sector Lending.
  • Experienced management team with a track record in financial services


Risks

  • High concentration of operations in specific geographic regions.
  • Exposure to credit risk from MSME and vehicle loan segments.
  • Potential impact of economic downturns on borrowers’ repayment capacity.
  • Regulatory changes affecting NBFC operations and compliance requirements.
  • Competition from other financial institutions and fintech companies.
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Laxmi India Finance Ltd. IPO Object of Issues

Laxmi India Finance IPO Objectives  
The company plans to allocate the net proceeds from the issuance to the following purposes:

  • The funds raised will be used to strengthen the company’s capital base to support future lending activities.
  • Proceeds will help the company expand its loan book and meet growing credit demand.
  • Listing on stock exchanges is expected to enhance the company’s visibility, improve its brand recognition, and create a public market for its shares.
Laxmi India Finance Ltd. IPO Company Promoters

Laxmi India Finance IPO Promoter Holding


Deepak Baid, Prem Devi Baid, Aneesha Baid, Hirak Vinimay Private Limited, Deepak Hitech Motors Private Limited, Prem dealers Private Limited, and Vivan Baid Family Trust are the promoters of the company.


Share Holding Pre Issue    89.05%
Shareholding Post Issue    


Note : The value will be calculated using Equity Dilution = Share Holding Pre Issue - Share Holding Post Issue

FAQs

What is the Laxmi India Finance IPO?

Laxmi India Finance IPO is a book-built issue IPO. It runs from July 29, 2025, to July 31, 2025.

When will the Laxmi India Finance IPO be allotted?

The Basis of Allotment will happen on Friday, August 1, 2025.

When will the Laxmi India Finance IPO open for subscription?

The IPO subscription window will open on July 29, 2025.

What minimum lot size can retail investors subscribe to?

The minimum lot size retail investors can subscribe to is 1 lot, and the lot size is 94 shares.

When will the Laxmi India Finance IPO list on exchanges?

The listing date for Laxmi India Finance IPO is Tuesday, August 5, 2025.

What is the issue size of the Laxmi India Finance IPO?

The issue size of the Laxmi India Finance IPO is ₹254.26 crore.

What are the open and close dates of the Laxmi India Finance IPO?

The open and close dates for Laxmi India Finance IPO are from July 29, 2025, to July 31, 2025.

What would be the listing gains on the Laxmi India Finance IPO?

Listing gains cannot be ascertained before the listing of the IPO on the stock exchange.

When will I know if my Laxmi India Finance IPO order is placed?

You will receive a notification once your order is successfully placed with the exchange after the bidding starts.

Who is the registrar of Laxmi India Finance IPO?

MUFG Intime India Private Limited (Link Intime) is the registrar responsible for managing the IPO allotment process and handling investor queries.

Where is the Laxmi India Finance IPO getting listed?

Laxmi India Finance IPO is proposed to be listed on the National Stock Exchange (NSE) and the Bombay Stock Exchange (BSE).

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